Independent Verifications
Independent Verifications - Impartial Experience - Exceptional Service
Solutions for Equity Lenders
Solutions for Equity Lenders - Market, Process, Underwrite and Close Equity Loans using SIR Products
Security Resource Center
Security Resource Center - Dedication to Keeping Data Secure
  • FREE Report

  • Experian

Free Credit Report
Get One FREE Credit Report Per Credit Bureau Per Year at annualcreditreport.com, the only official free credit reporting site.
Our origins with Experian date back to the beginning of Credit Reporting automation. SIR has been serving Western New England for Experian since then and expanded its sales relationship into upstate NY in 2003. Read More

Join Our Mailing List!

Customer Feedback

" Maureen, I want to tell you what a fantastic person, employee and service person Melissa is. Whenever I have a reason to contact SIR, my email is answered within minutes, even seconds. She is so accommodating and with personality too. She is one of the best customer service people I have encountered and a true asset to your company. I wish more companies had service like yours! "

Laurie, Mortgage Loan Officer


Score Enhancement Series

  • Our Score Enhancement Series of Products are designed to capture every opportunity and maximize your applicants' credit potential.

This product line is offered to you as a tool to advise borrowers presently with scores below minimum requirements. 

 

     Score Enhancement Products

  • Credit Assure - Examines the Credit Report and Provides Potential Score Improvement

  • Credit Detective - Identifies Inaccurate, Missing and Outdated Data

  • Credit Essentials - Identifies the Best Combinations of Actions to Maximize Scores and finds the Most Cost Effective
                                        Solution

  • What-If-Simulator -  Predictive tool to determine FICO score outcome with recommended actions

 

 

  • Score Review - An Expeditious Solution for Data Correction and Rescore.   With valid documentation to prove erroneous data, SIR will expedite correction requests to each repository and send notice that corrections have been reflected

 

 
You are here: Home Products Mortgage Services FICO Score Enhancement Tools