Validate Application Data and Combat Mortgage Fraud with SIR Mortgage Fraud Report. New requirements are calling for even more Borrower and Property Validation and SIR has the solution. Get More Data, Easier and Quicker than ever.
Mortgage Fraud has grown by 1000% since 2000. Our Mortgage Fraud Report enables lenders to quickly identify discrepancies, track issues and comply with all of the latest in seondary market validation requirements.
Check-Up, It's Simple, It's Easy, It's Compliant and IT'S FREE
SIR Provides Social Security Verifications. Our Consent Based Social Security Verification Report Provides the most accurate form of social security number validation. Our data is received direct from the Social Security Administration and provides either a "match", "no match" or "match but reported as deceased" report. 
XpertMonitor - A Solution for Declined Borrowers.
At SIR we understand that guidelines especially those in mortgage lending are ever changing. Consider us your partner in this ever changing environment and turn to us for solutions such as Verifications of Employment.
A service that expedites disputes and changes the credit repository data that could have a positive effect on the consumer's credit score. This service will assist you in staying close to your applicants while assisting them in improving the chances for the best loan deal you can offer.
The Mortgage Loan Report (MLR) is a credit-based report used for Home Equity, Seconds, and Refinance mortgage loans. This unique SharperLending product gives the lender a view of the borrower's secured mortgage liens as well as any reported judgments and public record information. 
The reasons to request IRS transcripts are abundant. Whether you lend Mortgages, Consumer or Revolving Credit you will find value in receiving tax return transcripts to re-verify or validate borrower income. 
Mandated flood hazard status is accomplished easily with Strategic Information Resources Determinations. These reports meet the requirements set by Fannie Mae, Freddie Mac and other investors. The certificates fully comply with FEMA regulations as to format and content.
Our Score Enhancement Series of Products are designed to capture every opportunity and maximize your applicants' credit potential. 
A Custom Suite of Services - Solutions that Cater to Your Customers Schedule and Your Needs, we will custom design a Closing Package that works for you.
AVMs, or automated valuation models, automate the subject property valuation process. They are commonly used on refinances, equity loans, and for quality control purposes. First Mortgage Investors have also endorsed AVM products to aide in front end credit risk management. Along with other loan data, AVM's help to determine appraisal inspection requirements.
